Most people come in for one program and realize the next one is exactly what they need. With a pass, you don't have to decide now. The whole year is already there for you.
I'm Krista Mollion, founder of FU Money Plan™. I help people decide how they want to work and earn, turn their skills and experience into services, products and assets they own, and earn more in less time.
If more than 30% of your income comes from one employer, client or platform, one decision you don't control can change everything. The FU Money Plan™ community is where you build your other options, one program at a time, with support all year.
Diversified income at a higher rate, in fewer hours.
Whether you’re figuring out where to start, deciding what comes next, or improving something you already sell, inside FU Money Plan™, we’ll help you build more options, work less and earn more.
1.Life, Work & Income by Design Calculate how much you need to earn at three levels: covering the essentials, living comfortably and funding the life you’d love. Explore different ways to earn, then choose three income streams to build over time that fit your available time, responsibilities and priorities. Design work around your ideal life.
2. Your Thriving Services Business Build or improve a service business around expertise you already have. Develop your offer, pricing, client pipeline and delivery boundaries based on the income needs and working hours you identified in Program 1.
3. Build Your Intellectual Property Build on the service business you developed in Program 2. Once you’ve sold and delivered your services to multiple paying clients, turn that experience into proprietary methods, frameworks, tools and products you own.
4. Market, Launch & Sell, Part I and II Take the intellectual property you developed in Program 3 and build repeatable marketing, sales and delivery systems around it. Use automation where it makes sense to grow revenue while reducing the hands-on work each sale requires.
Seasonal program: Summer Business Plan Lite Plan how to keep your revenue steady while you take time off. Depending on your business, that might mean spreading launch income across the year, reducing hours with existing clients, automating parts of your delivery or bringing in help. Together we’ll work out which approach fits your business, so you can step away without your income stepping away with you.
Summer months: No new program runs in late July and August, on purpose. You’ll have two live Q&As with Krista, time to catch up on any program or take one you haven’t started, the community and accountability pods, and room to take real time off. That’s what Summer Business Plan Lite prepares you for.
Annual Pass
- 12 months of FU Money Plan™ support, 365 days a year
• All four FU Money Plan™ programs, including Market, Launch & Sell I & II
• Summer Business Plan Lite
• All four challenges
• The two summer live Q&As
• The FU Money Plan™ community for 12 months
• Two private 60-minute coaching sessions with Krista
• All four FU Money Plan™ programs, including Market, Launch & Sell I & II
• Summer Business Plan Lite
• All four challenges
• The two summer live Q&As
• The FU Money Plan™ community for 12 months
• Two private 60-minute coaching sessions with Krista
Coaching sessions and any bonuses become available after your first 30 days of membership and must be used within 12 months of enrollment. Unused sessions and bonuses expire and don't carry over to a renewal.
Best for: anyone who wants to take the full path this year, or more than one program.
Quarterly Pass
90 days of FU Money Plan™ support
• The live programs and challenges that run during your 90 days
• The FU Money Plan™ community for 90 days
We'll look at the calendar together before you enroll, so you know exactly what falls inside your 90 days.
Best for: anyone with one program coming up that fits where they are right now, who wants the community around it.
Both passes include
• Lifetime access to the replays and workbooks from every cohort you join
• The cohort chat for every program you take, open with no end date
• New materials and updates while your pass is active
Not sure which one?
Tell us in your application. We'll look at where you are, what's coming up on the calendar and what you want to build, and help you choose on your fit call.
Getting clients or launching a product is only part of the job. Your price, your hours, your delivery and the time it all takes have to add up too. Otherwise, you can build something that looks successful on paper and still feels like a trap.
That's why every FU Money Plan™ program comes back to three questions:
• How much do you actually need to earn?
• How many hours do you want to spend earning it?
• What can you build and own that keeps creating value beyond your hours?
One program helps you answer one of them. A pass keeps you working on all three throughout the year, with Krista and a community of people building the same way you are. You raise your rate, cut your time and add income streams you own, one step at a time.
Diversified income at a higher rate, in fewer hours.
Where should I start?
If you’re deciding how you want to work and earn, start with Life, Work & Income by Design. If you want to build or improve a service, explore Your Thriving Services Business.
Build Your Intellectual Property is for people developing assets from experience independently serving paying clients. Market, Launch & Sell is for people ready to grow sales of an offer they’ve already sold and delivered.
Not sure? Tell us in your application, and we’ll discuss it on the call.
Do I need to take all four programs?
No. You can apply for the program that fits your current needs. You don’t have to complete them in order or enroll in all four.
Do I need a finished offer or paying clients?
For Life, Work & Income by Design and Your Thriving Services Business, no. You can arrive with relevant skills and experience; developing your direction or service offer is part of the work.
Build Your Intellectual Property requires experience independently selling and delivering relevant work to multiple paying clients. Market, Launch & Sell requires an existing offer you’ve sold and delivered to paying customers.
Can I do this while employed or managing a busy schedule?
Yes. You can develop your plan and test ideas alongside your existing work. During a four-week program, allow time for one live session each week and practical work between sessions. Replays are available if you miss a call.
We’ll discuss the schedule and workload before you enroll so you can decide whether it fits your commitments.
What happens after I apply?
We’ll review your application and contact you to arrange a call. We’ll discuss your goals, which program or pass fits, upcoming dates, pricing and what participation involves.
Applying does not require payment, reserve a place or commit you to enrolling.
Why do programs require an application?
We want to understand what you need and whether the program is appropriate for your experience, goals and available time. The application and call help us establish that before you commit.
What’s the difference between a masterclass, a program and a community pass?
A masterclass helps you work independently on a specific topic. Live challenges provide a short, focused way to participate.
A four-week program gives you a structured curriculum, live group sessions and feedback as you apply the material.
A community pass gives you access to the programs, challenges and trainings that run during your membership, plus ongoing community support.
Can I join the community for less than a year?
Yes. Choose an Annual Pass for 12 months or a Quarterly Pass for 90 days. There is no monthly membership.
The Quarterly Pass renews every quarter until you cancel. Check the calendar before joining so you know which programs and events fall within your membership period.
Do I need a website or a large audience?
No. Neither is required to begin. Depending on your starting point, we’ll work on clarifying your offer, identifying potential buyers and making it easy for people to understand what you do.
Will I earn more or work fewer hours?
Those are goals we work toward, rather than guaranteed results. You’ll examine your offers, pricing, delivery and opportunities to build assets you own. Your results will depend on your starting point, market, decisions and implementation.
Is FU Money Plan financial advice?
No. FU Money Plan provides business and career strategy education. It does not provide financial, investment, tax or legal advice.
Your 2027 starts with one application.
Looking for one-on-one advisory or a brand partnership?
FU Money Plan™ is an educational program in the series, offered by Unignorable Brands LLC. It provides business, marketing and sales education and does not provide financial, investment, tax or legal advice. No specific sales, income or business results are guaranteed. Results depend on your offer, market, execution and other factors.