Most people come in for one program and realize the next one is exactly what they need. With a pass, you don't have to decide now. The whole year is already there for you.
If more than 30% of your income comes from one employer, client or platform, one decision you don't control can change everything. The FU Money Plan™ community is where you build your other options, one program at a time, with support all year.
Diversified income at a higher rate, in fewer hours.
Whether you’re figuring out where to start, deciding what comes next, or improving something you already sell, inside FU Money Plan™, we’ll help you build more options, work less and earn more.
1.Life, Work & Income by Design Calculate how much you need to earn at three levels: covering the essentials, living comfortably and funding the life you’d love. Explore different ways to earn, then choose three income streams to build over time that fit your available time, responsibilities and priorities. Design work around your ideal life.
2. Your Thriving Services Business Build or improve a service business around expertise you already have. Develop your offer, pricing, client pipeline and delivery boundaries based on the income needs and working hours you identified in Program 1.
3. Build Your Intellectual Property Build on the service business you developed in Program 2. Once you’ve sold and delivered your services to multiple paying clients, turn that experience into proprietary methods, frameworks, tools and products you own.
4. Market, Launch & Sell, Part I and II Take the intellectual property you developed in Program 3 and build repeatable marketing, sales and delivery systems around it. Use automation where it makes sense to grow revenue while reducing the hands-on work each sale requires.
Seasonal program: Summer Business Plan Lite Plan how to keep your revenue steady while you take time off. Depending on your business, that might mean spreading launch income across the year, reducing hours with existing clients, automating parts of your delivery or bringing in help. Together we’ll work out which approach fits your business, so you can step away without your income stepping away with you.
Summer months: No new program runs in late July and August, on purpose. You’ll have two live Q&As with Krista, time to catch up on any program or take one you haven’t started, the community and accountability pods, and room to take real time off. That’s what Summer Business Plan Lite prepares you for.
Live challenges
Throughout the year, we run five-day live challenges. They're a fun way to set a goal, get a burst of momentum and push yourself to reach it alongside the rest of the community. Each one sets you up for the program that follows it.
• Pivot Challenge: figure out what to do next in your work and income
• Get Paid Challenge: sell your services with confidence
• Own What You Know Challenge: turn your client experience into something you own
• Your Next Launch Challenge: plan a launch done right, whether it's your first or your next
Check the calendar above to see when each challenge runs.
Both passes include
• Lifetime access to the replays and workbooks from every cohort you join
• The cohort chat for every program you take, open with no end date
• New materials and updates while your pass is active
Not sure which one?
Tell us in your application. We'll look at where you are, what's coming up on the calendar and what you want to build, and help you choose on your fit call.
Getting clients or launching a product is only part of the job. Your price, your hours, your delivery and the time it all takes have to add up too. Otherwise, you can build something that looks successful on paper and still feels like a trap.
That's why every FU Money Plan™ program comes back to three questions:
• How much do you actually need to earn?
• How many hours do you want to spend earning it?
• What can you build and own that keeps creating value beyond your hours?
One program helps you answer one of them. A pass keeps you working on all three throughout the year, with Krista and a community of people building the same way you are. You raise your rate, cut your time and add income streams you own, one step at a time.
Diversified income at a higher rate, in fewer hours.
I'm Krista Mollion, founder of FU Money Plan™ and a former 6x CMO.
I co-owned, grew and exited an eight-figure agency. Since then, I've spent nine years working for myself, made six major pivots, tested 12 different income streams and coached hundreds of entrepreneurs. I'm a 3x LinkedIn Top Voice and grew my LinkedIn audience from under 2,000 to 78,000+ with zero paid advertising.
I've earned through consulting, services, products, courses, communities and fractional work. Some paid well. Some went nowhere. Some quietly became another job I didn't want.
That experience is why I created FU Money Plan™. With a pass, we'll work through each step together over the year, so you keep building between programs and never have to start from scratch.
2027 is the founding year of the FU Money Plan™ passes, so member stories are still being written. Our founding Life, Work & Income by Design cohort has just finished, and their feedback will be added here soon. In the meantime, here's what people I've worked with over the years have to say.
Do I need a finished offer or paying clients?
It depends on the program. For Life, Work & Income by Design and Your Thriving Services Business, no. You can start with relevant skills and experience, and building your direction or offer is part of the work. Build Your Intellectual Property requires experience selling and delivering work to multiple paying clients. Market, Launch & Sell requires an offer you've already sold and delivered. We'll look at where you are on your fit call.
Can I do this while I'm employed or have a busy schedule?
Yes. During a program, plan on one 60-minute live session a week plus about two hours of exercises between sessions. You can build your plan and test ideas alongside your current work. We'll go over the schedule and workload with you before you enroll.
What if I can't attend a live session?
Every session is recorded, and you'll have lifetime access to the replays and workbooks from your cohort. The cohort chat stays open with no end date, so you can post questions any time.
When are the programs, and what do the passes cost?
We'll share upcoming dates, session times and pricing when we talk about fit.
Can I join for less than a year?
Yes. Choose an Annual Pass (12 months) or a Quarterly Pass (90 days). There's no monthly membership. The Quarterly Pass renews each quarter unless you cancel. We'll look at the calendar with you before you join, so you know which programs and events fall within your membership.
What if I only want one program?
Tell us in your application. We'll look at where you are and what's coming up on the calendar, and help you decide whether a pass or a single program makes more sense for you.
When can I use my coaching sessions?
Coaching sessions and any bonuses become available after your first 30 days of membership and must be used within 12 months of enrollment. Unused sessions and bonuses expire and don't carry over to a renewal.
I took Life, Work & Income by Design. Does it count toward the Annual Pass?
If you upgrade to the Annual Pass within 30 days of your cohort ending, your Life, Work & Income by Design enrollment is credited toward your first year at the regular price. The credit applies once, can't be combined with other offers and doesn't carry over to renewals.
Do the passes ever go on sale?
No. Apart from our founding launch and the one-time Life, Work & Income by Design credit, we don't discount the passes. There are no seasonal sales, flash deals or last-minute markdowns. If you're waiting for a better price, this isn't the place to wait. The price is the same for everyone, which means every member in the room is getting the same deal you are.
What do I keep if I leave?
You keep lifetime access to the replays and workbooks from every cohort you took part in. New materials, updates and community content are added all the time, and those are available while your pass is active.
What happens after I apply?
We'll review your application and contact you to schedule a call about your goals, the right pass, upcoming dates, pricing and what taking part involves. Applying requires no payment, doesn't reserve a place and doesn't commit you to enrolling. We ask everyone to apply so we can make sure the pass fits your experience, goals and available time before you commit.
Do I need a website or a large audience?
No. Neither is required. Depending on where you're starting, the programs help you clarify your offer, find the right buyers and make your work easy to understand.
Will I earn more or work fewer hours?
Those are the goals, but results aren't guaranteed. Outcomes depend on your starting point, your market, your decisions and how you put the work into practice.
Is FU Money Plan™ financial advice?
No. FU Money Plan™ provides business and career strategy education. It is not financial, investment, tax or legal advice.
Your 2027 starts with one application.
Choose the Annual Pass for the full year, or the Quarterly Pass for the next 90 days. Tell us where you are, and we'll help you decide on your fit call.
Applying is free and doesn't commit you to anything.
FU Money Plan™ is an educational program in the series, offered by Unignorable Brands LLC. It provides business, marketing and sales education and does not provide financial, investment, tax or legal advice. No specific sales, income or business results are guaranteed. Results depend on your offer, market, execution and other factors.